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Old 03-30-2017, 06:48 PM   #21
Zak
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Cap 1 Venture One is pretty good. I get 1.5/2 on basically everything. Also have Amex Blue that I believe gets 1.5 also.
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Old 03-30-2017, 08:25 PM   #22
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United Mileage Plus Business (to waive annual fee)
Have you looked into this at all? I have the regular Mileage Plus card, and considered last fall switching to the Business card for the same reason (plus I think there are some other random perks), but I thought I saw that you have to either prove it is for a business or there's some requirement that wasn't worth it to me to set up. Could have missed something, so would be interested if you found different...

I need to open up some more cards just to have them open. I currently only have an Amazon Prime card that I use for all Amazon purchases and food, and a regular United Mileage Plus card I use for pretty much all other purchases. Also have a random Visa through my credit union and then a Banana Republic one because why the fuck not.

Problem is I don't have too many high dollar purchases or recurring bills to throw on a card, so I only use them for small, everyday purchases that it doesn't make sense to spread around all the time.
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Old 03-30-2017, 08:32 PM   #23
Rob S
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Originally Posted by iowatreat View Post
Have you looked into this at all? I have the regular Mileage Plus card, and considered last fall switching to the Business card for the same reason (plus I think there are some other random perks), but I thought I saw that you have to either prove it is for a business or there's some requirement that wasn't worth it to me to set up. Could have missed something, so would be interested if you found different...

I need to open up some more cards just to have them open. I currently only have an Amazon Prime card that I use for all Amazon purchases and food, and a regular United Mileage Plus card I use for pretty much all other purchases. Also have a random Visa through my credit union and then a Banana Republic one because why the fuck not.

Problem is I don't have too many high dollar purchases or recurring bills to throw on a card, so I only use them for small, everyday purchases that it doesn't make sense to spread around all the time.
On the application you can apply as a sole proprietor - just list your name as the business. If they ask for your annual business revenue, don't lie. I got approved for the Chase business ink preferred listing $0.
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Old 04-03-2017, 12:05 AM   #24
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Never had a credit card and apparently the only thing of mine that has ever been recorded was student loans, credit score is 626(idk why it's that low) how do I get into the giant scheme of yours
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Old 04-03-2017, 12:07 AM   #25
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Never had a credit card and apparently the only thing of mine that has ever been recorded was student loans, credit score is 626(idk why it's that low) how do I get into the giant scheme of yours
Credit score is largely based on how much credit is extended to you vs how much you owe.

626 is pretty good for not being someone who has actively built credit.

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Old 04-03-2017, 01:01 AM   #26
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it's bad enough to get turned down from Amazon though

what's a good starting card
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Old 04-03-2017, 04:29 AM   #27
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it's bad enough to get turned down from Amazon though

what's a good starting card
i use this https://www.nerdwallet.com/credit-cards
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Old 05-24-2017, 04:20 PM   #28
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Quote:
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On the application you can apply as a sole proprietor - just list your name as the business. If they ask for your annual business revenue, don't lie. I got approved for the Chase business ink preferred listing $0.
Citi AA 65k targeted mailers without 24 month language seen.

Gotta deval AA coming up, theres way too many points out there. Award availability not on partners is essentially 0
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Old 05-24-2017, 04:21 PM   #29
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Citi AA 65k targeted mailers without 24 month language seen.

Gotta deval AA coming up, theres way too many points out there. Award availability not on partners is essentially 0
I have like 300k miles. Planning to use most of them on JAL to Asia.
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Old 05-24-2017, 04:22 PM   #30
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I have like 300k miles. Planning to use most of them on JAL to Asia.
I just had to use 30k at a terrible redemption rate for a flight. Sitting at 80k right now.
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Old 05-24-2017, 04:23 PM   #31
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I debated blowing a bunch of points to get a flight directly to Long Island, but so not worth it.
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Old 05-24-2017, 07:38 PM   #32
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My lineup is strictly no fee, points driven.

Citi Double Cash
Chase Freedom
Discover IT
Amex Blue Cash

I also have Cap1 Spark Business card as I was (and still am) planning to start something on the side, but right now I have zero time so I haven't used it at all.
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Old 06-07-2017, 03:32 PM   #33
Rob S
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If anyone wants to apply for the Chase Ink Business Preferred (80k UR points bonus, $95 AF), please let me refer you.
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Old 06-07-2017, 03:43 PM   #34
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Just got a free flight to Vegas with SW points yay.
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Old 06-10-2017, 12:45 AM   #35
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Saw an ad for per-paid credit card the other day.

I guess it could be beneficial for those that have trouble spending within a budget or those with shitty credit.

I can't think of other reasons
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Old 06-10-2017, 01:19 AM   #36
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Southwest is doing a 60k bonus with only a 2k spend min w/in the first three months. That's a free vacation pretty much.
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Old 06-10-2017, 01:28 AM   #37
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Quote:
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Southwest is doing a 60k bonus with only a 2k spend min w/in the first three months. That's a free vacation pretty much.
I have no idea how points work. What does 60k get you exactly?
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Old 06-10-2017, 02:07 AM   #38
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Quote:
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Southwest is doing a 60k bonus with only a 2k spend min w/in the first three months. That's a free vacation pretty much.
Gracias seņor. i think that I'm jumping on that.
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Old 09-24-2018, 08:29 PM   #39
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SPG/Marriott Merger, AmEx Bonus Denials, Chase being...chase.

Lots has happened in the world of CCs in the year since this thread has been posted in.

ROBBBBBBBBB
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Old 09-24-2018, 08:31 PM   #40
Rob S
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Working on my spend requirement for the Citi TY Premier right now. 60k points very solid for AF being waived year 1. Not sure what I'll go with next, but I'm over 5/24 for Chase and I'm sure to be denied for Amex. May take a sabbatical to get under 5/24.

I'm mad starpoints have been nerfed.
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